You can invest a maximum of Rs 15 lakh in the post office scheme.
Only up to Rs 9 lakh can be invested in a single account.
You can get the most benefit by opening this account with your spouse.
New Delhi. The news of layoffs is being heard a lot in the country and in the world. This situation forces us to think that there is nothing wrong with having an alternative source of regular income ready. To do this, you do not need to start doing any other work on your own, but you can use the money you have with you. For this, you need to find an investment option that guarantees you security along with a fixed income. Where else can you find this facility better than government schemes? The Post Office Monthly Pension Plan (MIS) can fully assist you in this.
Following an announcement made by the Union Finance Minister in this year’s budget, the pension/income received under it has also increased. Now the investment limit has been increased almost twice, so the income has also increased. What is this scheme and who can invest in it? Also, you will read all the details related to it.
read this also: LIC and post office schemes are highly appreciated by people, if you also want to invest then know which one is the best
what is this scheme
A person can invest Rs 9 lakh in this post office scheme. Previously, this amount was only 4.5 lakh rupees. If you invest in a single account, you will get a monthly pension of Rs 5,325. Whereas, if you invest in a joint account, you can invest Rs 15 lakhs and your monthly income will be Rs 8,875. Both account holders will get an equal share of this. You can start this with your spouse. Significantly, after 5 years of investing, you will start earning this income.
who can invest
Any adult Indian citizen can invest in it. Even a child over the age of 10 can open this account in her name and after 5 years she will start receiving regular income. The government is currently paying 7.1 percent interest on this. The most important thing is that the money invested in this scheme is not subject to market risks. Therefore, your money will be completely safe and you will get a secure fixed income.
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Tags: business news in hindi, Earn money, investment advice, personal finance, Post Office GIS
FIRST POSTED: Feb 19, 2023 09:31 IST